Thursday, November 26, 2009

You have to wonder

Firstly, at my stupidity! Secondly, at other's incompetence!
I will start with my stupidity.......it should come as no shock that the multitude of medication I take keeps me feeling pretty good, well relatively speaking anyway. It is important now that I take tablets rather than have my trusty pump that I take my drugs at the correct time every day to ensure the consistency of treatment. While I know this, I seem to struggle to hit the right times every day but last night I hit a new high of stupidity! I didn't take my tablets at all!!! I completely forgot! Needless to say, I feel like a truck has hit me this morning and will probably take the whole day to get back to normal again. The drugs are slow release so they take 4 hours after taking them to do anything at all. I was supposed to take them at 7pm but realised this morning a 7am I had missed them as I took my morning dose, so I missed a whole dose and of course by 7am there is nothing left in my system so it explains the sweaty, miserable in pain lump of person I have been over night and this morning. What a goose! Hopefully, won't be stupid enough to make that mistake again, bad memories can cause all sorts of issues!
Now for the incompetence.....BANKS!!!!! As you also now, we are in the process of buying a house, we had to extend the cooling off period last week because at the last minute the bank decided they need to do a valuation on the house. Why, I don't know but maybe they want to feel like they are doing something useful. Anyway, we requested an extension in the cooling off period and the vendors allowed however they wanted to extend settlement by the same amount, which doesn't work because we will be past the lease and we would have to live in a motel with all our stuff in storage until settlement date! Anyway, the bank have had a week to organise and finalise the valuation. But as of yesterday afternoon, they still had not even received the valuation report let alone started evaluating it for final approval. It seems they didn't book the valuation until Tuesday this week so the company didn't do it until 10:30am Wednesday. As far as the valuers are concerned they have 3 days to get the report to the bank so they aren't rushing to get it in. Hence, we are on the last day of cooling off and still have no loan approval from the bank. It seems that the hold up with the whole thing is that the documentation was marked for approval in principle not unconditional approval so they didn't realise there was any urgency. The most ridiculous thing is that we got conditional approval last week and as I said I really don't see the issue with the valuation. Sadly, can't put brains in statues and there isn't a thing we can do about it. Let's just hope that when we go back and ask for a further extension the vendors don't say no and we lose our deposit as well as the house. I am so angry with the bank. It's NAB by the way, so I would strongly advise against usng them for a home loan based on their incompetence in this case, I knew we should have stayed with St George!!! Bugger! The only reason we changed was the package was slightly cheaper and the rate was slightly lower, so silly now. And of course it's way too late to change banks now!
On a completely different note, Matt's gradution was gorgeous. I cried of course, and he was completely oblivious to the significance of the occasion! Kids are amazing aren't they.I feel a bit sad too that he won't know anyone at his new school. There were a whole list of kids going from his kindy to West Pennant Hills Public, but of course none for Kellyville Public. I just think about how much I hate going to new things when I don't know anyone and how tough it is for little kids these days.........of well, I'm sure he will be fine, and hopefully won't take long to make some new friends.
Well, that's my whinge for today, I think I covered the major points fairly thoroughly!

NEVER, NEVER, NEVER GIVE UP!

1 comment:

  1. OMG!!!! Who is on the good drugs then....the idiots at NAB obviously .They had better pull their fingers out and get their act together. Let's hope the vendors are understanding and allow another extension....my fingers are crossed for a happy outcome.
    So kindy graduation is over...now for first day at big school....you'll cry buckets then. SORRY! Anyway, all of my love and wishes to you and your beautiful family.xxxmwahxxxxx

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